A 401(k) calculator can estimate the growth of a 401(k) plan over time. The calculator inputs include: rate of return, the annual investment, and the beginning 401(k) balance.
401(k) calculator tutorial
This tutorial shows how to create a 401(k) calculator in Excel.
The 401(k) calculator uses the following inputs:
- annual rate of return
- beginning 401(k) plan balance
- annual employee withholding
- annual employer matching
- age at the beginning of the plan
- age at the ending of the plan
401(k) calculator
Here is the Excel 401(k) calculator used in the tutorial.
There is a download link below for the Excel file 401(k) Growth Calculator.
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Jeff Mankin teaches financial literacy and Excel. He is the founder of Finally Learn.