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# Finally Learn LLC: Financial Literacy

## Sitemaps
[XML Sitemap](https://finallylearn.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [The Easy and the Hard](https://finallylearn.com/the-easy-and-the-hard/): We all have a choice between the easy and the hard. We want it easy, but hard is the way. I cherish this simple, profound message.
- [Crush Your Credit Card Debt](https://finallylearn.com/crush-your-credit-card-debt/): Do you have credit card debt? Are you ready to ditch the debt? Here are FIVE reasons why this is the year to finally ditch the credit card debt.
- [Ultimate Guide to Learn Accounting](https://finallylearn.com/ultimate-guide-to-learn-accounting/): This guide helps you learn principles of accounting. This is for students learning accounting and for anyone who wants to understand financial statements.
- [10 Tips to Make an A in Accounting](https://finallylearn.com/10-tips-to-make-an-a-in-accounting/): Here are the top 10 tips to make an A in accounting.
- [Introduction to Accounting](https://finallylearn.com/introduction-to-accounting/): Accounting is the language of business. Accounting is the process of recording, classifying, summarizing, and reporting financial information about an entity.
- [101 Best Don Meyer Quotes on Coaching and Life](https://finallylearn.com/best-don-meyer-quotes/): Coach Don Meyer was a legendary college basketball coach. He was a master teacher of the game of basketball and life.
- [50 Excel Shortcuts You Should Know](https://finallylearn.com/50-excel-shortcuts-you-should-know/): Using Excel efficiently is an important skill. This guide will show 50 Excel shortcuts you should know. Using Excel shortcuts is faster than a mouse.
- [Keyboard Symbols Shortcuts Cheatsheet](https://finallylearn.com/keyboard-symbols-shortcuts/): A computer keyboard has all the letters, numbers, and a few symbols. Here are the additional characters that require keyboard symbols shortcuts.
- [What are the Keyboard Symbols Names?](https://finallylearn.com/what-are-the-keyboard-symbols-names/): A computer has more keyboard symbols than just letters and numbers. Sometimes you need to know a slash, backslash, backtick, tilde, or caret.
- [Financial Accounting Sample Exam 1](https://finallylearn.com/financial-accounting-sample-exam-1/): This article shows financial accounting sample exam 1. This first exam in financial accounting shows how to prepare journal entries and financial statements.
- [Accounting Sample Exams](https://finallylearn.com/accounting-sample-exams/): This article includes accounting practice exams for financial and managerial accounting. This includes pdf sample exams, pdf solutions, and video tutorials.
- [Create a 401(k) Calculator in Excel](https://finallylearn.com/401k-calculator-in-excel/): A 401(k) calculator can estimate the growth of a 401(k) plan over time. The calculator inputs include: rate of return, the annual investment, and the beginning 401(k) balance.
- [Excel Functions by Category xlsx file](https://finallylearn.com/excel-functions-by-category/): There are over 450 functions in Microsoft Excel. Here are all the Excel functions by category in a .xlsx download file.
- [25 Best Charlie Munger Quotes](https://finallylearn.com/best-charlie-munger-quotes/): Charlie Munger was an American investor, businessman, and philanthropist. He was best known for his role as the Vice Chairman of Berkshire Hathaway, and the business partner of Warren Buffett.
- [Accounting for Receivables](https://finallylearn.com/accounting-for-receivables/): Receivables are amounts due from another party. Accounts receivable occur when products and services are sold on credit Bad debts are uncollected accounts.
- [Cash and Internal Control](https://finallylearn.com/cash-and-internal-control/): Cash is a requirement for every business. Cash buys assets and services and pays liabilities. Effective cash management improves the company's financial health.
- [Time Value of Money](https://finallylearn.com/time-value-of-money/): The time value of money shows that money today is worth more than money in the future. This article shows future value and present value calculations.
- [Inventory and Cost of Goods Sold](https://finallylearn.com/inventory-and-cost-of-goods-sold/): A merchandising company buys and sells inventory. When sold, inventory costs become the cost of goods sold (COGS), which is usually a company's largest cost.
- [Accounting for Merchandising Activities](https://finallylearn.com/accounting-for-merchandising-activities/): A merchandising company sells merchandise inventory to customers. Accounting for companies that sell inventory is more complex than for service companies.
- [Excel XLOOKUP Tutorial](https://finallylearn.com/excel-xlookup-tutorial/): XLOOKUP is an Excel function that can lookup and reference data. Since it can search both vertically and horizontally, it can replace both VLOOKUP and HLOOKUP.
- [What-If Analysis in Excel](https://finallylearn.com/what-if-analysis-in-excel/): What-if analysis is the process of changing input values to see how the changes affect other output data. What-if analysis is a powerful tool in Excel.
- [Data Analysis in Excel](https://finallylearn.com/data-analysis-in-excel/): Using Excel is a great way to start data analysis. Excel can handle large data sets with tools like pivot tables, pivot charts, and regression analysis.
- [Financial Functions in Excel](https://finallylearn.com/financial-functions-in-excel/): Excel has 55 financial functions to solve financial problems. Excellent financial analysis requires using many financial functions in Excel.
- [Text Functions in Excel](https://finallylearn.com/text-functions-in-excel/): Excel text functions add, extract, and edit text. Excel has over 30 text functions to edit, format, and clean data. It is so much more than number crunching.
- [Logical Functions in Excel](https://finallylearn.com/logical-functions-in-excel/): There are eleven logical functions in Excel. They include IF, AND, OR, TRUE, FALSE, and NOT functions. These help analysts make decisions.
- [Creating Graphs in Excel](https://finallylearn.com/creating-graphs-in-excel/): Excel can display several types of graphs to visualize data. There are at least 26 different graph types in Excel.
- [Statistical Analysis in Excel](https://finallylearn.com/statistical-analysis-in-excel/): Excel has many statistical functions useful for data analysis. These Excel statistical functions include SUM, AVERAGE, STDEV.S, LARGE, and MAX.
- [Lookup Functions in Excel](https://finallylearn.com/lookup-functions-in-excel/): Excel can select a specific value from a long list of values. These are called lookup functions. The most important lookup functions are VLOOKUP and XLOOKUP.
- [VLOOKUP Tutorial for Excel](https://finallylearn.com/vlookup-tutorial-for-excel/): VLOOKUP is a popular and useful function in Excel. It is one of the top 10 most popular Excel functions. Every Excel user should know VLOOKUP.
- [Financial Statements: A Beginner’s Guide](https://finallylearn.com/financial-statements-a-beginners-guide/): Financial statements are everywhere. Sometimes, understanding them seems impossible. This beginner's guide shows the basics of financial statements.
- [Adjusting Entries and the Accounting Cycle](https://finallylearn.com/adjusting-entries-and-the-accounting-cycle/): Adjusting entries are made at the end of a period to update accounts. An adjusting entry affects the income statement and balance sheet accounts.
- [Debits and Credits Explained: An Illustrated Guide](https://finallylearn.com/debits-and-credits-explained-illustrated-guide/): Debits and credits in accounting are used to record every business transaction. This guide explains debit and credit rules using the acronym "DEALER."
- [Recording Business Transactions](https://finallylearn.com/recording-business-transactions/): The first step in financial reporting is recording business transactions. The business transactions are first recorded as journal entries.
- [Accounting Concepts](https://finallylearn.com/accounting-concepts/): There are several accounting concepts and assumptions that provide the foundation of accounting and finance. These accounting concepts are important to understand financial statements.
- [Accounting Careers and Certifications](https://finallylearn.com/accounting-careers-and-certifications/): This guide shows the accounting careers, the certifications, including the CPA designation, and the professional associations in the financial industry.
- [The Ultimate Guide to Learn Intermediate Accounting](https://finallylearn.com/intermediate-accounting-study-guide/): This is a study guide for Intermediate Accounting. It includes all the chapters and material for the full year of Intermediate Accounting. This includes Intermediate Accounting I and Intermediate Accounting II.
- [Average Net Worth by Age](https://finallylearn.com/average-net-worth-by-age/): This article shows the average and median net worth by age.
- [Average Net Worth by Age 80](https://finallylearn.com/average-net-worth-by-age-80/): The U.S. median net worth is $258,531 for 70-74 year olds and $272,976 for 75-79 year olds. The average net worth by age 80 is $235,193.
- [Average Net Worth by Age 70](https://finallylearn.com/average-net-worth-by-age-70/): The U.S. median net worth is $228,833 for 60-64 year olds and $271,805 for 65-69 year olds. So, the median net worth by age 70 is over $272,000.
- [Average Net Worth by Age 60](https://finallylearn.com/average-net-worth-by-age-60/): The U.S. median net worth is $171,320 for 50-54 year olds and $193,549 for 55-59 year olds. So, the median net worth by age 60 is over $194,000.
- [Average Net Worth by Age 50](https://finallylearn.com/average-net-worth-by-age-50/): The U.S. median net worth is $127,345 for 40--44 year olds and $164,197 for 45–49-yyear olds. So, the median net worth by age 50 is over $165,000.
- [Average Net Worth by Age 40](https://finallylearn.com/average-net-worth-by-age-40/): The U.S. median net worth is $35,112 for 30-34 year olds and $55,519 for 35-39 year olds. So, the median net worth by age 40 is over $56,000.
- [Average Net Worth by Age 30](https://finallylearn.com/average-net-worth-by-age-30/): This article shows the median net worth by age 30 by percentiles. The median net worth is $8,216 for 18–24 year olds and $7,512 for 25–29 year olds.
- [What is the Accounting Equation?](https://finallylearn.com/accounting-equation/): The accounting equation is: Assets = Liabilities + Equity. A company's balance sheet shows this equation. The accounting equation is the basis for double-entry accounting.
- [Current Ratio Calculator](https://finallylearn.com/current-ratio-calculator/): The following current ratio calculator will compute and display the current ratio in the proper format.
- [Current Ratio Formula and Examples](https://finallylearn.com/current-ratio/): The current ratio estimates an entity's ability to pay its short-term debts. The current ratio formula is current assets divided by current liabilities.
- [How to Build Wealth: 10 Tips for Financial Freedom](https://finallylearn.com/how-to-build-wealth/): Do you want to build wealth? Here are nine tips for increasing your net worth and achieving financial freedom. Start your journey to financial prosperity here.
- [50 Best John Wooden Quotes on Leadership](https://finallylearn.com/best-john-wooden-quotes/): John Wooden, the legendary basketball coach for the UCLA Bruins, was a teacher of life and basketball. These quotes on leadership will improve your life.
- [Introduction to Excel](https://finallylearn.com/introduction-to-excel/): Excel is the most important software app in business. This introduction to Excel will get you started, even if you are an absolute beginner.
- [Always Take Notes](https://finallylearn.com/always-take-notes/): Learning to take notes is an important life skill. This helps you academically and professionally. Taking notes requires active listening and critical thinking. Improving your ability to take notes improves your thinking.

## Pages
- [Sitemap](https://finallylearn.com/sitemap/): Posts10 Tips to Make an A in Accounting101 Best Don Meyer Quotes on Coaching and Life25 Best Charlie Munger Quotes5 Best YouTube Channels To Learn Excel for Free50 Best John Wooden Quotes on Leadership50 Excel Shortcuts You Should KnowA Random Walk Down Wall StreetAccounting Careers and CertificationsAccounting ConceptsAccounting for Merchandising ActivitiesAccounting for ReceivablesAccounting Information SystemAccounting Sample ExamsAdjusting Entries and the Accounting CycleAlways Take NotesAssetAverage Net Worth by AgeAverage Net Worth by Age 30Average Net Worth by Age 40Average Net Worth by Age 50Average Net Worth by Age 60Average Net Worth by Age 70Average Net Worth by Age 80Balance SheetCalculate Compound Annual Growth Rate (CAGR)Cash and Internal ControlConceptual Framework for Financial ReportingCreate a 401(k) Calculator in ExcelCreating Graphs in ExcelCrush Your Credit Card DebtCurrent Ratio CalculatorCurrent Ratio Formula and ExamplesData Analysis in ExcelDebits and Credits Explained: An Illustrated GuideEquityExcel Functions by Category xlsx fileExcel XLOOKUP TutorialExpenseFinancial Accounting Sample Exam 1Financial Accounting StandardsFinancial Functions in ExcelFinancial Statements: A Beginner’s GuideFinancial Terms '123'Financial Terms "A"Financial Terms "B"Financial Terms "C"Financial Terms "D"Financial Terms "E"Financial Terms "F"Financial Terms "G"Financial Terms "H"Financial Terms "I"Financial Terms "J"Financial Terms "K"Financial Terms "L"Financial Terms "M"Financial Terms "N"Financial Terms "O"Financial Terms "P"Financial Terms "Q"Financial Terms "R"Financial Terms "S"Financial Terms "T"Financial Terms "U"Financial Terms "V"Financial Terms "W"Financial Terms "X Y Z"Financial Terms DictionaryGet Geography Data In ExcelHow Long Will My Money Last?How to Build Wealth: 10 Tips for Financial FreedomIncome StatementIntroduction to AccountingIntroduction to ExcelInventory and Cost of Goods SoldKeyboard Symbols Shortcuts CheatsheetLiabilityLiquidity RatiosLogical Functions in ExcelLookup Functions in ExcelNet Worth Calculator: What's Your Net Worth?Pat Summitt Quotes: 21 Things to RememberRecording Business TransactionsRevenueRule of 72: Formula and CalculatorStatistical Analysis in ExcelStock Data Types in Excel: Get Stock Prices QuicklyText Functions in ExcelThe Best Financial CalculatorThe Easy and the HardThe Ultimate Guide to Learn Excel BasicsThe Ultimate Guide to Learn Intermediate AccountingTime Value of MoneyTop 10 Investment Rules to Build WealthTop 15 Financial Functions in ExcelUltimate Guide to Learn AccountingVery Impressive PersonVLOOKUP Tutorial for ExcelWhat are the Keyboard Symbols Names?What is Net Worth and Why Does it Matter?What is the Accounting Equation?What-If Analysis in ExcelPagesAbout Finally LearnAbout Jeff MankinDISCLAIMERPrivacy PolicySitemapCategoriesExcelfinanceaccountingfinancial analysisfinancial termspersonal financelearnstudy guidesAuthorsJeff Mankin
- [About Jeff Mankin](https://finallylearn.com/jeff-mankin/): Hello, I am Dr. Jeff Mankin and I have taught students financial and Excel skills for many years. I started Finally Learn to teach financial skills to everyone.
- [Privacy Policy](https://finallylearn.com/privacy-policy/): An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
- [About Finally Learn](https://finallylearn.com/about-finally-learn/): Finally Learn is a place you can learn financial skills that you can use!
- [DISCLAIMER](https://finallylearn.com/disclaimer/): This Disclaimer, along with the Terms of Use and Privacy Policy, governs your access to and use of FinallyLearn.com including any content, functionality, and services offered on or through FinallyLearn.com (the “website”), whether as a guest or a registered user.

## Categories
- [accounting](https://finallylearn.com/category/finance/accounting/)
- [Excel](https://finallylearn.com/category/excel/)
- [finance](https://finallylearn.com/category/finance/)
- [financial analysis](https://finallylearn.com/category/finance/financial-analysis/)
- [financial terms](https://finallylearn.com/category/finance/financial-terms/)
- [learn](https://finallylearn.com/category/learn/)
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